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Home » Financing

Articles about Real Estate Financing

Here you will find articles about real estate financing, mortgages, credit, and credit reports. Learn more about real estate financing for home buyers and homeowners.

How Mortgage Loans Work

How Mortgage Loans Work

Unless you're planning to pay all cash to buy a home, you'll need help with financing the purchase. There are a number of names that all refer to financing for the purpose of buying real estate which includes mortgage, mortgage loan, home loan, bank loan, etc.A mortgage loan is a contract that helps you finance the purchase of a house. You and your lender will work together to choose the best Continue Reading about How Mortgage Loans Work

8 Strategies to Secure a Lower Mortgage Rate

September 19, 2022 by Libby Guthrie

8 Strategies to Secure a Lower Mortgage Rate

Securing a Lower Mortgage Rate can save you thousands of dollars over the life of your home loan. Here are 8 simple ways to do so.Mortgage rates have been on a roller coaster ride this year, rising and falling amid inflationary pressures and economic uncertainty. And even the experts are divided when it comes to predicting where rates are headed next.1This climate has been unsettling for Continue Reading about 8 Strategies to Secure a Lower Mortgage Rate

Filed Under: Financing Tagged With: Home Buyer Tips, Knoxville Tennessee

A Great Credit Score Saves Big When It’s Time to Buy a Home

October 21, 2021 by Libby Guthrie

Your Credit Score is incredibly important when you plan to buy a house or refinance a home mortgage. Yet this is one of the most overlooked parts of a home buying plan. The challenge is to start well ahead of the actual purchase of a home so you can position yourself in the best possible light for lenders and for affordability. Do you know what your credit score is? Do you regularly monitor your Continue Reading about A Great Credit Score Saves Big When It’s Time to Buy a Home

Filed Under: Financing Tagged With: Home Buyer Tips, Home Buyers, Knoxville Tennessee

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Libby Guthrie
Keller Williams Realty
Knoxville, TN
Office: 865-966-5005 ☎
Cell: 865-364-0200 📱
Good People, Great Homes! 🏡

Guthrie Group Homes Knoxville
What does Under Contract mean? 🤔⁣ ⁣ Once yo What does Under Contract mean? 🤔⁣
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Once you have made your offer and the offer is accepted by the seller, the following questions may arise.⁣
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Under contract means that all parties have agreed on terms, have signed the contract, and the signed contract has been delivered to both buyer and seller. ⁣
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Payment of the escrow deposit is expected but is not a requirement to make a binding contract.
What is a backup offer?⁣ ⁣ When an offer is ac What is a backup offer?⁣
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When an offer is accepted contingent on the fall through or voiding of an accepted first offer.
What does Back on Market mean?⁣ ⁣ The property What does Back on Market mean?⁣
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The property was under contract with another buyer and their contract fell through, so it is Active again.
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