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Home ยป FAQs ยป Fixed-rate Mortgage

Fixed-rate Mortgage

October 25, 2022 by Libby Guthrie

A

Fixed-rate Mortgage

Posted by Libby Guthrie

Fixed-rate Mortgage

What is a fixed-rate mortgage?

This mortgage’s interest rate will never change, even if the term of the loan is 30 years.

Fixed-rate mortgages typically have a term of 15 or 30 years.

Homeowners prefer this type of loan as it has a lower amount of risk compared to variable-rate loans, and the monthly payment remains the same for the life of the loan.

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